Annuities

People often compare annuities and life insurance because both are insurance-company products, both can be used in long-term financial planning, […]

A market crash near retirement feels different from one in the middle of a career. A worker in their forties […]

Two retirees can earn the same average return and still end retirement with very different results. The reason is sequence […]

Can you lose money in an annuity? Yes, but the answer depends heavily on the type of annuity and what […]

When someone asks, “are annuities safe?” the most useful response is another question: safe from what? An annuity can protect […]

The question “how are annuities taxed?” has no single answer because the tax treatment depends first on where the money […]

Moving IRA money into an annuity can sound like a tax strategy, but the first fact to remember is that […]

Leaving a job can turn a familiar 401(k) balance into a new decision. The money might stay in the former […]

A MYGA and a CD can look almost interchangeable on a rate sheet. Both may advertise a fixed rate for […]

A fixed annuity and a CD can both offer a known rate for a stated period, which makes them natural […]