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Privacy Policy

Privacy Policy

MONEY MAN 4 INTEGRITY: PRIVACY POLICY

Effective Date: January 1st, 2007     Last Revised: July 24th, 2026

PROTECTING YOUR PRIVATE INFORMATION IS OUR PRIORITY. THIS PRIVACY POLICY APPLIES TO www.moneyman4integrity.com AND www.mm4i.insure (COLLECTIVELY, THE “SITE”) AND MONEY MAN 4 INTEGRITY (“MM4I,” “WE,” “US,” OR “OUR”), A DIVISION OF NATIONAL MONEY MAN 4 CASH ADVANCE, LLC, AND GOVERNS DATA COLLECTION, USE, AND DISCLOSURE. BY USING THE SITE AND/OR SUBMITTING AN APPLICATION, YOU CONSENT TO THE DATA PRACTICES DESCRIBED IN THIS STATEMENT. MM4I OPERATES AS AN INDEPENDENT INSURANCE MARKETING AND SALES ORGANIZATION AND PROVIDES PAYMENT PROCESSING SERVICES. WE ARE NOT AN INSURANCE CARRIER. WE ACT AS A LICENSED INSURANCE AGENCY AND BROKER, HELPING INDIVIDUALS, FAMILIES, AND BUSINESSES IDENTIFY SUITABLE LIFE INSURANCE, HEALTH INSURANCE, AND ANNUITY PRODUCTS. ALL INSURANCE POLICIES ARE ISSUED SOLELY BY THE RESPECTIVE LICENSED INSURANCE CARRIERS. WE ALSO PROVIDE PAYMENT PROCESSING SERVICES INCLUDING CREDIT CARD PROCESSING, POS SYSTEMS, AND EQUIPMENT SOLUTIONS.

  1. Information We Collect

We collect personally identifiable, health-related, and business information including, but not limited to:

  1. Personal Identification: Name, date of birth, Social Security, Number, driver’s license number, and contact information (address, phone numbers, fax, email).
  2. Health Information: Personal and family medical history, current prescription information, health conditions, lifestyle habits (including tobacco/nicotine use).
  • Financial Information: Income, employment status, and financial obligations and business financial information.
  1. Application Information: Details provided on insurance applications, census forms, and quote requests, and payment processing applications.
  2. Communication Records: Records of your communications with us, including emails, phone calls, and messages.
  3. Payment Processing Information: Business name, business type, time in business, merchant statements, and bank account information

Cookies & Tracking: We also automatically collect technical data including your IP address, browser type, domain names, access times, and referring website addresses. The MM4I website uses “cookies” to personalize your experience. Cookies cannot run programs or deliver viruses. You may decline cookies via your browser settings, though this may limit certain Site functionality.

  1. Authorization & Use of Information

By submitting an application, census form, quote request, or payment processing inquiry, you grant MM4I full authorization to:

  1. Use your information to evaluate your insurance needs, payment processing requirements, and provide quotes
  2. Share your information and documents with licensed insurance carriers, payment processors, underwriters, and their affiliates as necessary to secure policy offers, pre-approvals, merchant accounts, or final issuance
  • Verify your identity and information with third-party data sources, including prescription databases, medical information bureaus, motor vehicle records (MVR), consumer reporting agencies, and credit bureaus
  1. Submit applications on your behalf to one or more insurance carriers or payment processors

This authorization remains in effect for the duration of your engagement and throughout any active policy period or payment processing relationship. You confirm that all information and documents you provide are true, accurate, and complete. MM4I does not guarantee any policy terms, rates, approval outcomes, or payment processing terms. All coverage decisions are made solely by the insurance carriers, and all payment processing decisions are made solely by the payment processors.

  1. Sharing Information with Third Parties

MM4I does not sell, rent, or lease its customer lists to third parties. MM4I may contact you on behalf of external business partners about offerings of interest; in such cases, your personally identifiable information is not transferred to the third party.

MM4I may share data with trusted partners solely to perform services such as statistical analysis, communications, customer support, or service delivery. All third parties are bound by strict confidentiality obligations and are prohibited from using your information for any other purpose.

MM4I may share your information with:

  1. Licensed Insurance Carriers: To process applications, underwrite policies, and service your coverage
  2. Payment Processors: To process applications, underwrite merchant accounts, and service your payment processing needs.
  • Service Providers: To assist with website hosting, email services, data storage, and other operational functions
  1. Consumer Reporting Agencies: For identity verification, medical history, and prescription records

MM4I may disclose your personal information without prior notice if required by law, or in good-faith belief that such action is necessary to: (a) comply with legal process served on MM4I or the Site; (b) protect and defend the rights or property of MM4I; and/or (c) protect the personal safety of users or the public.

  1. Insurance Product Disclosures

Life Insurance Disclosures:

  1. Term Life, Whole Life, Guaranteed-Issue Whole Life (ages 66-85), Universal Life, and Final Expense/Burial Insurance
  2. Quotes are estimates based on information provided; final rates determined by carrier underwriting
  • No coverage is in effect until the application is approved, policy issued, and initial premium paid
  1. 30-day free look period applies (or as required by state law)

Health Insurance Disclosures:

  1. Individual and Family Health Insurance Plans (ACA Marketplace), Group Health Insurance, Medicare (Parts A-D), Medicare Supplement Plans, Medicaid and CHIP (where applicable), and Short-Term Health Insurance
  2. Final coverage decisions made solely by the carrier

Annuities Disclosures:

  1. Fixed, Variable, Indexed, Immediate, and Deferred Annuities
  2. Variable annuities involve investment risk, including possible loss of value
  • Annuities are not FDIC-insured, not guaranteed by MM4I, and may go down in value
  1. Payment Processing Disclosures
  2. Credit Card Processing:
  3. Merchant account setup, rate negotiation, and ongoing support for Visa, Master Card, American Express & Discover
  4. Quotes are estimates based on information provided; final rates determined by payment processors
  5. No services are in effect until the application is approved, merchant

account established, and agreements executed

  1. Equipment Services:
  1. Equipment including Clover systems, SwipeSimple devices, Verifone, PAX, and INGENICO terminals are provided subject to manufacturer warranties and terms
  2. Integrity Advantage equipment insurance covers faulty equipment due to wear and tear, moving, or damage
  3. Loaner terminals and equipment upgrades are subject to applicable fees

Governing Law: All disputes under MM4I’s engagement agreements are governed by Texas law and subject to arbitration in Harris County, Houston, Texas.

  1. Communications & Contact Permissions

By submitting an inquiry, census form, quote request, application, or payment processing inquiry on the Site, or by emailing or calling MM4I, you expressly consent to be contacted by MM4I and/or its authorized representatives via telephone (live, pre-recorded, and automatically systems), SMS/text messages, fax, email, and ringless voicemail

messages.

You may opt out of marketing communications at any time by:

  1. E-mailing: cash@moneyman4business.com
  2. Calling: 281-763-2294 ext. 0
  • Writing to: 363 North Sam Houston Parkway East, Suite 1100, Houston, Texas 77060

Opting out does not affect transactional or service-related communications required to fulfil your application or service engagement.

  1. Your Privacy Rights & Opt-Out Choices

Opt-Out Rights (GLBA)

MM4I respects your privacy and gives you the opportunity to opt out of having your non-public personal information shared with non-affiliated third parties (other than insurance carriers and payment processors necessary to process your application). You may opt out at any time by:

  1. Calling 281-763-2294 ext. 0
  2. E-mailing cash@moneyman4business.com
  • Writing to: 363 North Sam Houston Parkway East, Suite 1100, Houston, Texas 77060

Please note: Opting out does not prevent MM4I from sharing your information with insurance carriers for underwriting, quoting, or policy issuance purposes, as such sharing is necessary to provide the services you have requested.

  1. HIPAA Compliance & Health Information

MM4I and its carrier partners are committed to protecting your health information in accordance with the Health Insurance Portability and Accountability Act (HIPAA) and applicable state privacy laws. We maintain administrative, physical, and technical safeguards to protect the confidentiality, integrity, and availability of your protected health information.

By using our services, you authorize MM4I and its carrier partners to obtain consumer reports and/or investigative consumer reports about you, including medical and prescription history, to underwrite your insurance application and verify information.

  1. Annual Privacy Notice (GLBA)

In accordance with the Gramm-Leach-Bliley Act, MM4I will provide you with an annual privacy notice describing our privacy policies and practices. You will receive this notice at least once every 12 months while your relationship with us continues.

  1. Security of Your Information

MM4I is committed to securing your personal information from unauthorized access, use, or disclosure. We employ the following security measures:

  1. SSL (Secure Sockets Layer) Protocol encryption for all data transmissions
  2. Encrypted storage of sensitive personal and health data
  • Restricted access controls ensuring only authorized personnel can access client documents
  1. Compliance with all applicable federal and state protocols for protection of confidential information
  2. HIPAA compliance for protected health information

While we take every reasonable precaution, no Internet transmission is 100% secure. Client documents submitted to MM4I are treated with strict confidentiality throughout the engagement.

  1. Document Integrity & Fraud Prevention

MM4I maintains a zero-tolerance policy for fraudulent documentation. By submitting documents, you represent and warrant that all information provided is accurate, truthful, and not fabricated, altered, or otherwise fraudulent. Submission of false or misleading information in connection with an insurance application may constitute fraud under applicable federal and state statutes. MM4I reserves the right to terminate any engagement and report suspected fraud to the appropriate authorities.

  1. Anti-Tying & Non-Coercion

MM4I does not condition the provision of any product or service on the purchase of insurance from MM4I or any of its affiliates. You are free to obtain insurance from any licensed agent or broker of your choice. Your decision to purchase insurance through MM4I is entirely voluntary and will not affect your ability to obtain any other product or service from MM4I.

  1. Non-Discrimination

MM4I does not discriminate against any applicant or insured based on their status as a victim of domestic violence. In accordance with applicable state and federal law, we do not use domestic violence status as a criterion in underwriting, pricing, renewal, scope of coverage, or claims handling decisions.

  1. Consumer Grievance Process

MM4I is committed to resolving consumer complaints in a fair and timely manner. If you have a complaint regarding our services, please contact us at:

  1. Phone: 281-763-2294 ext. 0
  2. Email: cash@moneyman4business.com
  • Mail: 363 North Sam Houston Parkway East,

          Suite 1100, Houston, Texas 77060

We will acknowledge your complaint within 5 business days and provide a substantive response within 5 business days. If you are not satisfied with our response, you may contact:

  1. Texas Department of Insurance 333 Guadalupe, Austin, TX 78701 1-800-252-3439 www.tdi.texas.gov
  2. California Department of Insurance 1 800-927 4357 www.insurance.ca.gov
  1. Children Under Eighteen

MM4I does not knowingly collect personally identifiable information from children under the age of eighteen. Persons under eighteen must obtain parental or guardian permission before using this website.

  1. California Privacy Rights (CCPA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

  1. Right to Know: Request disclosure of the categories and specific pieces of personal information we have collected
  2. Right to Delete: Request deletion of personal information we have collected from you
  • Right to Opt-Out: We do not sell personal information
  1. Right to Non-Discrimination: You will not receive discriminatory treatment for exercising your privacy rights

To exercise any of these rights, please contact us using the information in Section 17.

  1. Changes to This Policy

MM4I reserves the right to update this Privacy Policy at any time. Significant changes will be communicated via: (a) email to your registered address; (b) a prominent notice on the Site; and/or (c) an update to this page. Continued use of the Site after modifications constitutes your acknowledgment of an agreement to be bound by the revised Policy.

  1. GLBA Compliance Statement

MM4I complies with the Gramm-Leach-Bliley Act (15 U.S.C. §§ 6801-6827) and all applicable state privacy laws. We are committed to:

  1. Respecting the privacy of our customers
  2. Protecting the security and confidentiality of non-public personal information
  • Providing clear and conspicuous disclosures about our privacy practices
  1. Giving customers the opportunity to opt out of certain information sharing
  2. Ensuring compliance with applicable laws and regulations

Contact Us

For any inquiries regarding the services outlined on this website or any questions/concerns about these terms, customers are welcome to reach out to us at the below provided contact information. Our team will be glad to assist with any questions and provide further information as needed.

Money Man 4 Integrity

363 North Sam Houston Parkway East, Suite 1100
Houston, Texas 77060

Local Phone: 281-763-2294 ext. 0 or 801
Toll Free: 888.88.CASH.1 ext. 0 (1-888-882-2741 ext. 0)
Fax: 1-800-909-7219
Email: cash@moneyman4business.com
Websites: www.moneyman4integrity.com and www.mm4i.insure

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