Privacy Policy

At Payroc LLC dba Payroc and dba iTransact we respect your concerns about privacy.  The following explains how Payroc LLC dba Payroc and dba iTransact, our affiliates, and subsidiaries (collectively “Payroc”) collect, use, and share personal information.

Information We Collect

When you interact with our websites you may voluntarily provide us with certain personal information, such as your name, email address and phone number.  You may provide this information to us when you contact us, create an account with us, inquire about careers at Payroc, or request information about our services.  We may also collect additional personal information from you as part of signing up for our services.  This additional information may include your social security number, taxpayer identification number, bank account information, mailing address, and other information required to establish a commercial account with us.

In addition to personal information we may collect non-personal information during your visit to our websites.  This non-personal information may include your IP address, the date and time of your visit, your browser type, your device ID, and information about how you interact with the website.  This non-personal information may be collected through cookies, web beacons and other similar technology.  Most browsers allow you to limit the use of cookies on your computer; however you may not be able to fully use our websites if you limit cookies.  We may also collect demographic information, such as your age, gender, or zip code, as well as certain information from third parties that we combine with information you provide to us.

Social Media

We may offer services that allow you to share information with third party social media sites such as Facebook, LinkedIn, Twitter, or others.  When you link your account or engage with our sites through third-party social media sites, you understand that you may be allowing us to have ongoing access to certain information stored on those social media sites.

Content You Post

Community and posting sections of our websites give you an opportunity to provide us with information regarding your opinions and review of products or services.  Your profile may also contain other information that identifies you.

Mobile Information

We may collect additional information from you if you access our websites through a mobile device such as your unique device identifier, device’s operating system, mobile carrier, location or GPS/geo-location.

How We Use & Share Information

We use the information you provide us in a variety of ways to offer you our various products and services.  For example, we may use identifiable or non-identifiable information to establish commercial merchant accounts, process payments, or respond to your inquiries; for internal recordkeeping and reporting, research and analytics; to provide you with information about products or services that may be of interest to you; to monitor compliance with the law and our terms of use; to customize your experience on our websites; and for other purposes disclosed as the time the information is collected.  We may also share information with members of our corporate family, affiliates and subsidiaries, as well as:

  • To obtain commercial and credit information for you as a customer to establish, maintain or renew your contract(s), as may be required to provide any of the services for which you have subscribed; to comply with rules and regulations of any credit, debit or other payment network; or otherwise in accordance with this policy.
  • With service providers and other third parties under contract who help with our business operations (including, but not limited to, fraud investigations, advertising, site analytics and operations).
  • In response to a court order, subpoena, or request for cooperation from a regulatory, law enforcement or other government agency; to establish or exercise our legal rights; to defend legal claims; or as otherwise required or permitted by applicable laws and/or regulations.  In such events we will only disclose information relevant and necessary to the investigation or inquiry.
  • With companies in the mobile app industry, should you access this site through a mobile device, we may share your information with carriers, operating systems, and platforms.
  • Change of control or new owners in the event of a merger, acquisition or bankruptcy filing.

Additionally, if you post information or content, such as commenting on content or participating in online forums or communities, or when you interact with our site through social media sites, plug-ins or other applications, depending on your privacy settings, this information may become public on the Internet.  We are unable to prevent or control further use of this information and refer you to the third party sites’ privacy policies and terms of use to learn more about their privacy practices.

Data Aggregation & Sharing

We may aggregate and anonymize information you provide to us in such a way as to ensure that you are not identified or identifiable from it.  This data may be used for statistical, analytic, and administrative purposes, including for customizing our web sites, analysing trends, tailoring products and services, or conducting risk and cost analysis.  We may share anonymized or aggregated data at our discretion, in accordance with applicable laws.

Cookies & Tracking Technologies

We may use cookies and other tracking technologies for a variety of purposes and to enhance your online experience, for example, by remembering your log-in status and viewing preferences from a previous use of our site when you return to our site.   We may offer certain features that are only available through the use of tracking technologies.  Temporary cookies are used to enable you to navigate our site and use its features.  These are deleted when you close your browser.  IP addresses are used in conjunction with cookies for the purpose of “remembering” computers or other devices used to access our site.

Analytical or performance cookies collect anonymous information about how visitors use our websites.  They allow us to analyse information such as the count of visitors to our websites, what search terms our visitors are using, what pages were viewed, and the last page visited.  This information is based on the visitor’s IP address, and we cannot view individual activity tied to a single person.

Some browsers incorporate a Do Not Track feature that signals to websites you visit that you do not want to have your online activity tracked. Tracking is not the same as using or collecting information in connection with a single website. For these purposes tracking refers to collecting personally identifiable information from consumers who use or visit a website or online service as they move across different websites over time.

Thrid Party Links & Advertising

Our websites may link through to third-party websites, and those processes may involve the placement of third-party cookies on your machine or device.  We do not control the third-party cookies used for these purposes.  We encourage you to review the privacy practices of these third-party sites prior to accessing or navigating those sites.   We may, from time to time, partner with ad networks and other online advertising providers in order to serve ads on behalf of us or other non-affiliated parties on our websites and across the Internet.  These ads may be presented to you based on products and services the advertising providers think are relevant to your interests.  These preferences may be inferred based on information collected about your browsing behaviour on our websites and other non-affiliated sites and apps across time.  We adhere to the Digital Advertising Alliance’s (“DAA”) Self-Regulatory Principles.  To learn more about, or opt-out of, this type of advertising from participants in the DAA, you can visit

Do Not Track

How browsers communicate the Do Not Track signal is not yet uniform. As a result this website is not yet set up to interpret or respond to Do Not Track signals communicated by your browser. Even so, as described more fully throughout this Online Privacy Statement, we limit our use and collection of your personal information.

Your Choices

You can control how and when you want to receive subscription emails from Payroc on the website by visiting the subscription center located on, or by clicking on the “unsubscribe” link located at the bottom of the email communication.  You may not opt-out of administrative emails (for example, emails about your account, transactions, or policy changes) for your registered account.

Children’s Policy

Our websites are for general use and are not intended for children under the age of 18.  We do not knowingly collect information via our websites, applications, services, or tools from users under the age of 18.

Policy Changes

We may make changes to this privacy policy from time to time.  We will post those changes on our websites and update the effective date of this policy.  We encourage you to check back periodically to stay up to date on our privacy practices.


We store and process your information on our servers located within the United States.  We maintain technical, physical and administrative security measures to protect the security of your personal information against loss, misuse, unauthorized access, disclosure, or alteration.  Examples of methods in place to protect your data include firewalls, data encryption, physical access controls to our data centers, and information access authorization controls.  You are responsible for ensuring the security of your password (s) and account registration information.

Contact Us

If you have any questions about this privacy policy you may contact National Money Man 4 Cash Advance, LLC, 363 N. Sam Houston Parkway East, Suite 1100, Houston, Texas 77060 &/or calling 888.882.2741.